Cookie Policy

Terms of use

A cookie is a small text file of letters and numbers that web servers can store on your browser or the hard drive of your computer or device when you use a website (unless you adjust your browser settings to refuse cookies). Cookies enable users to navigate around websites, record which areas of the website have been visited and for how long and (where appropriate) enable the content of the website to be tailored to fit the needs of users who have accessed the website.

Cookies contain information that is transferred to your computer’s hard drive. SME Services & Holdings Limited’s website (“SME Capital”) (the “Website”) uses cookies to distinguish you from other visitors/users. This helps us to improve (i) your user experience when you browse our Website and/or the private site of our Website (the “Platform”), and (ii) our Website and/or Platform.

What cookies we use

We use the following cookies:

• Strictly necessary cookies. For the operation of our Website and/or Platform strictly necessary cookies are required. These include for example cookies that enable you to log into the Platform, i.e. the secure area of our Website, but these cookies do not gather information about you that could be used for marketing purposes or where you have been on the Internet.
• Analytical/performance cookies. These types of cookies enable us to collect information on how you use our Website and/or Platform and for example whether you have encountered any errors. These cookies allow us to recognise and count the number of visitors we have and how these visitors move around our Website and/or Platform. This data helps us to improve the way our Website and/or Platform works, for example, by ensuring that visitors easily find what they are looking for. Analytical/performance cookies do not collect any information that could identify you. The information collected is anonymous and is used to help us improve use experience and our Website and/or Platform.
• Functionality cookies. These cookies are used to recognise you when you return to our Website and/or Platform. Functionality cookies allow us to personalise the content on our Website and/or Platform, for example greeting you by name and remembering your preferences.
• Targeting cookies. Targeting cookies record your visit to our Website and/or Platform, including the pages you have visited and the links you have followed. These cookies are linked to services provided by third parties. The third party provides these services in return for recognising that you have visited our Website and/or Platform.

The table below sets out the origin of and types of cookies:

What cookies we use

All browsers enable you to manage cookies. Generally, this can be done via the 'preferences' or 'options' menu of the browser you are using.

You can accept, reject or delete cookies. However, if you use your browser settings to disable, reject or block cookies (including essential cookies), certain parts of our Website and/or Platform will not function fully. In some cases, our Website and/or Platform may not be accessible at all. Please note that where third parties use cookies we have no control over how those third parties use those cookies.

If you are unsure as to how to manage your cookies or require more information, we have provided the following links to the settings pages for the most commonly used web browsers:

• Chrome cookie settings
• Firefox internet settings
• Microsoft Edge cookie settings
• Microsoft Internet Explorer cookie settings
• Opera cookie settings
• Safari cookie settings

For further information on cookies, please consult the Information Commissioner’s Office guidance on cookies and www.allaboutcookies.org.

Please also read our Privacy Policy and Terms of Use.