Acquisitions and Shareholder Events

Funding milestone events

SME Capital provides funding solutions for a broad range of corporate transactions, including mergers and acquisitions (M&A), buy & build, management buy-outs (MBO) and shareholder exits. We work with accountants, corporate finance firms and specialist funding advisors as well as directly with shareholders and management teams to develop an appropriate funding package. 

We can selectively work with management teams looking to fund a management buy-in (MBI); providing there is a track record of success within the target sector and a meaningful equity contribution to the proposed deal.

For qualifying businesses – trading over 3 years with operating profits of more than £250,000 – we provide a funding solution leveraged on a multiple of profitability. The typical repayment profile would be over a 5 year term, with some flexibility on the capital and interest payments. As SME Capital is a cash flow-based lender, we do not require specific assets, rather we take a first charge over the business – an ideal lending solution for service or knowledge-based businesses as well as manufacturing and distribution sectors.

How we do it

We want to understand the history of your business, the target business in the case of a corporate acquisition, the skills and experience of the management team and your plans for the future. Your Regional Director will work with the business and intermediaries to complete the application and guide you through our streamlined funding process.